Health Insurance

Disability Insurance • Long Term Care Insurance • Voluntary Employee Benefits

The Meredith Family Agency is here to help you find the right Health Insurance coverage for you.

Disability Insurance

Disability insurance is designed to replace a portion of your income in the event you cannot work for an extended period due to injury or illness. Disability insurance should be considered if you do not have enough disability coverage at work or you are self-employed.

There are short-term and long-term disability policies and each has its’ own requirements and benefits. Individual disability policies are designed to be customizable, and you keep the coverage even if you change jobs. We are here to discuss all the options with you to help you decide what coverage would be best for you.

Long Term Care Insurance

Long Term Care Insurance is a growing sector of coverage. People are living much longer today, but due to aging or chronic illness, they may require skilled care provided by nurses or other health care professionals. Also, Medicare only covers short stays in a nursing home and may not pay enough for in-home care. Long Term Care Insurance can help you to meet these needs.

An important factor to remember is that the younger and healthier you are, the lower your premium. Our financial advisor, Mike Trabucco, can guide you through the many choices available.

Voluntary Benefits

Your major medical policy may have gaps in coverage resulting in out-of-pocket expenses. Voluntary Benefits can help to fill these gaps. We offer the following Voluntary Benefits coverage,  either through your employer or on an individual basis:

Accident                       Heart/Stroke
Cancer                          Hospital Indemnity
Critical Illness              Life
Dental and Vision        Roadside Assistance
Disability                       Supplemental Health

There are several Voluntary Benefits coverage options including one where the employer pays nothing. Our Benefits Specialists offer on-site simplified enrollment and stellar account management.